Declan O'Neill QFA, RPA

Retirement Plans

Personal Pension & Company / Directors Pension Schemes

Personal Retirement Bonds / ARFs

Due to increased life expectancy you can look forward to spending up to a third of your life in retirement but you may not relish the idea of living on the State Pension. Pension Plans are simply a savings plans (with tax benefits) to help make your retirement years more comfortable – you invest your money into a pension, the pension grows and you use the money you have built up to keep you going when you retire.

The government is actively encouraging everyone to save for their retirement by offering attractive tax benefits. Pension Plans can provide immediate tax benefits that may lower your current taxable income, and enable you to build assets free from immediate taxation. Contributions made to a retirement plan may be tax deductible – thus lowering your current taxable income.

  • Personal Pension Plans
  • Executive Pension Schemes
  • Personal Retirement Bonds
  • ARFs & AMRFs


Warning: The value of your investment may go down as well as up.